You are agreeing to the terms and conditions listed below by visiting www.yesloans.in. We reserve the right to change or amend these terms and conditions (Ts&Cs) at any given time. By continuing to use www.yesloans.in, you automatically accept any new or modified terms that are placed on the site. In order to keep abreast of any changes to Ts&Cs, please keep checking the ‘Terms’ link on our site from time to time.
1. By using www.yesloans.in, you are agreeing to:
Not break the law
Adhere to notices and codes of conduct displayed on the site
Keeping your account password and login details to yourself
Inform of us if you become aware of any breaches in security relating to this service
2. Things that are prohibited
During your use of the services we provide, you may not:
Facilitate, further or engage in unlawful actions that in any way harm us, our distributors, resellers, advertisers, vendors and/or affiliates or any advertisers, resellers, distributors and/or vendors of any of our customers.
Use any part of our services as a destination link from any spam (unsolicited commercial messages), employ any automated services or processes to access any part of our services (such as spiders, meta searches or BOTs), use any prohibited means to reroute, modify or attempt to damage, reroute, disable, impair or overburden any connected service or network(s) or interfere with any other service users enjoyment of our services or redistribute or resell these services or any other part of the service.
3. Use and collection of customer data
When you use our services or website, you may provide us with personal information, such as your name, phone number, mobile number, address or email address. This can occur when you register as a member of www.yesloans.in or network sites. We reserve the right to combine this data with other information we derive from your use of our services or from 3rd party companies. When you use our services or website, you authorise YesLoans, its partners to contact you. This over rides your number being in NDNC registry.
4. Web Beacons and Cookies
‘Cookies’ are used to identify the particular and unique browser being used and are made up of electronic data. When someone visits our site, we may place a single or multiple cookies on your PC. These cookies assist us in improving the overall experience of customers visiting www.yesloans.in and to improve the quality of the service we provide by tracking trends, identifying topics relevant to your interests and by storing of data you may wish to recover on a regular basis.
You can, at any time, adjust the settings on your browser that prevents the use of cookies. However, should you decide to disable cookies, some of the YesLoans services and features will not operate properly. In addition, pages used in the provision of our service may include what is known as ‘Web Beacons’, which are files that compile data regarding visitors, to identify particular cookies on the PC access that page.
5. Usage Logs
When log on to a YesLoans network site, your PC shares a variety of data, which includes the existence of cookies, Your IP address and data regarding the type of browser you are using. We too create a record of the type of information you are accessing, such as the exact page or pages relating to a particular subject, including IP addresses and other identifying data on our network for our legal tracking on demand and business intelligence products.
6. Price Increases
Unless stating the contrary, any prices shown on our site are excluding phone charges and all taxes. You have sole responsibility for any necessary taxes you obliged to pay or that we must collect from you. You are also responsible for all other associated costs. Currency exchange settlements are worked out based on the agreement you make with the payment service you use. We reserve the right to change prices of our services when needed and we will always inform you of any of these changes by letter, electronic communications or via our online portal.
If you have an agreed deal with a specific time length and price in place, then any price changes will not be applicable until that offer ends. Use of the service after this point will be charged at the new rate.
If you are billed periodically for your service (e.g. monthly) with no specific end date, any price rise will take effect from your next billing date.
7. YesLoans and 3 party site APIs usage – API usage, installations and widgets usage
Some widgets may sign up to YesLoans services.
All sign ups of this type will carry the same implications and benefits of any standard YesLoans user.
As widgets/APIs from 3rd parties are open, their usage will be completely at the user’s discretion.
Installers of any 3rd party widgets/APIs agree not to spam, misuse or tamper with the code or policies regarding API refunds.
All charges are completely non-refundable unless they are provided by law in respect to any service offer. Any costs relating to returns will be at the user’s expense.
8. Cancelling Your Service
You have the right to cancel this service with us at any point, for any reason by directly contacting us. All processing fees that are paid to us or any of our sister/associated companies or financial institutes are completely non-refundable; even if your loan has been declined by us, yourself or the financial institutes; unless they are provided by law in respect to any service offer. Any costs relating to returns will be at the user’s expense.
9. Your Liability
Use of this site is done solely at the user’s own risk. There may be errors or inaccuracies on our site from time to time, which will be corrected upon discovery.
10. No Warranty
The services we provide are on an ‘as is’ basis. We cannot guarantee the timeliness or accuracy of any of the information provided from the service.
11. Termination
Any and all accounts opened on YesLoans network sites can be ended by YesLoans at any time with or without reason. YesLoans network sites have no liability in law for revoking or retaining these user accounts.
12. Jurisdiction
The terms including in this agreement are solely subject to and based on the law in India. Continued use of our services automatically provides your consent to the venue of courts in Mumbai and jurisdiction for all disputes that might arise or relating to use of this website.
13. SMS, Emails and other types of communication
While you are a registered member of YesLoans network site, you might receive messages from us via email, text message or other communication methods. You may have opted in to some of these services and some might form part of our attempts to keep you informed of important information. It may not be possible to ‘opt-out’ of all of these subscriptions.
Control over the service, content, accounts, registrations, expansion, sharing and user database with YesLoans network sites with affiliates and other associated websites explained:
1 – Content – We reserve the right to delete, show or hide any content at any time.
2 – Service – Whilst this service is available for free online for the majority of the time, there are sometimes charges involved. We reserve the right to discontinue or continue any service or even offer offers solely to an exclusive group of users.
3 – User and registration accounts
4 – User database
5 – Product expansions and features
6 – Sharing of data
14. Published Content
Publishers of content on the site are solely responsible for that content. No user has the right, without explicit written consent from YesLoans network to republish any content or media for commercial or personal use.
15. Copyrights
It is against the law to copy, store or republish any content from YesLoans network sites and will be liable to prosecution. Content on our website may have carry copyrights by the owner or creator. Any reuse of said content needs the appropriate rights of usage.
16. Help and Support
Support for facilities and services of YesLoans networks sites cannot always be assured. YesLoans network sites can revoke support for any service at any time. By the same token, we cannot guarantee availability of support for related documentation at all times.
Should you wish, you can contact us at info@yesloans.in
